Christopher is co-founder of Institutional Risk Analytics, provider of risk management tools and consulting services for auditors, regulators and financial professionals.  Christopher leads IRA’s risk advisory practice and consults for global companies on a variety of financial and regulatory issues.  He is global risk editor of The International Economy magazine, has contributed to Insight on the News and Barron's. Christopher helped found The Herbert Gold Society, an informal group of current and former employees of the U.S. Treasury and the Federal Reserve System.  In this interview Chris discusses the insolvent banking system, banks balance sheets, the socialization of bank problems, FASB, congressional legislation, the phony stock market rally and much more.